Load More. Compare up to 4 providers Clear selection. Pros Free day trial. Start budgeting with Mvelopes for free for the first 30 days. Unlimited financial institutions. Sync as many banks, credit cards, debt and investment accounts to Mvelopes.
Automatic imports. Mvelopes automatically imports your financial transactions. Financial coach. Cons Expensive plans. Not completely hands-off. How do I chat with a Mvelopes customer support representative? Contact customer support by:. Does Mvelopes have a money-back guarantee? Mvelopes offers a day money-back guarantee for Complete plan members.
Is Mvelopes coaching over the phone or in-person? These sessions will be over the phone with added screen sharing capabilities. Can I use Mvelopes without linking to a financial institution? Mvelopes connects to over 16, institutions. What is the Mvelopes Debt Center? Plus and Complete members can create a debt payoff plan in the Mvelopes Debt Center.
Ask an expert Click here to cancel reply. Display Name. Your Email will not be published. You are about to post a question on finder. Your Question. The latest update lost important features such as a running balance for each envelope. For a finance tool, why would you get rid of a running balance which helps to manage expenses? And since mid-July, the tool continues to create duplicate transactions.
I have lost all trust with Mvelopes — I have no idea if my envelopes or budget is accurate any longer. That alone makes this tool pointless!!! Privacy practices may vary, for example, based on the features you use or your age.
Learn More. With Family Sharing set up, up to six family members can use this app. App Store Preview. Screenshots iPhone iPad. Description Easy to Get Started: Start today by downloading the Mvelopes budget app and add your financial institutions and come up with a budget that will keep you on the path to financial freedom.
Oct 4, Version 5. Ratings and Reviews. App Privacy. Information Seller Finicity Corporation. Size Category Finance.
Compatibility iPhone Requires iOS You can rename these premade labels and add new envelopes. Besides offering customized envelopes, Mvelopes lets each user assign a monthly funding plan for their envelopes. Users can tell Mvelopes how often they receive a paycheck and for how much. From there, the user can assign a specific dollar amount from each paycheck into a digital envelope. Then, Mvelopes deducts from the envelope balance with each transaction import.
Despite using envelopes, the Mvelopes budget setup process is similar to most premium budget software. One advantage of budgeting apps versus the paper cash envelope system is automatic account syncing. You can also link credit cards and track purchases. Manual data entry is also necessary for logging cash purchases. Users can assign a spending category to each transaction and Mvelopes updates the remaining envelope balance.
The goal of the envelope system is to prevent overspending in any expense category. Not logging a transaction is one downside of the digital envelope system. By stuffing actual envelopes with dollar bills each month, you know exactly when you run out of money. This interactive debt calculator uses your current debt account balances and has you enter the extra monthly debt payment amount.
Mvelopes then compares how quickly you can pay off the debt when applying the extra payment amount to either the lowest monthly payment or the highest interest rate.
The online Mvelopes Learning Center has several short video series about select money topics. Some of the course topics include building an emergency fund, controlling spending, increasing financial security. These video-based courses have up to ten lessons and each video is only a few minutes. These videos can help you understand the basic concepts, but mastering a money skill requires practice and in-depth research.
Plus subscribers get access to a Mvelopes Personal Finance Trainer. The planning sessions are quarterly and provide a personalized plan for improving your budget and tackling debt. These hands-on perks are unique for a budgeting app. An Android and iOS mobile app is available for Mvelopes.
The mobile app has the same functionality as the web platform. Like any budgeting app, new users will need to spend some time learning how to navigate the web platform or mobile app. Following the initial walkthrough when setting up a new budget can be helpful.
While most legit apps have complaints, long-time users seem to be expressing more displeasure than usual.
0コメント